Buyer's Guide To Home Ownership
1. PREPARATION
Preparation is key before starting the home-buying process. Review your finances, set a budget, and get pre-approved for a mortgage to understand your price range. Research neighborhoods, and list your must-haves. Being prepared ensures a smoother, more focused home search.


2. GETTING PRE-QUALIFIED
Explore a variety of real estate financing options designed to meet diverse needs. Conventional, FHA, VA or any other mortgage, your lender will help you determine which mortgage option is right for you.
3. PARTNERING WITH A REAL ESTATE AGENT
Agents bring expert knowledge of the market, access to exclusive listings, and skilled negotiation to ensure you get the best deal. They’ll guide you through the entire process—helping you identify your needs, tour properties, handle paperwork, and avoid pitfalls.


4. YOUR HOME SEARCH
A home search is an exciting journey, filled with possibilities and important decisions. You will typically begin by identifying their priorities—such as location, budget, and must-have features.
5. PRESENTING YOUR OFFER
Making an offer on a home is a pivotal step in the buying process. It is always your decision on what you want to offer, we are here to help determine a competitive yet fair price, considering market trends and the property’s value. Your agent will help structure the offer, including contingencies like financing, inspection, and appraisal, which protect you as a buyer.


6. HOME INSPECTION
A home inspection is essential when buying a house. It uncovers potential issues, ensures the property is safe, and helps you make informed decisions. Use the findings to negotiate repairs or adjust the price, giving you confidence in your investment.
7. FINANCING & APPRAISAL
An appraisal ensures the home's value matches the price, protecting both you and your lender. It’s a key step in securing financing, as lenders use it to determine loan approval. A fair appraisal helps ensure you're not overpaying and sets the stage for confident homeownership.


8. CLEAR TO CLOSE
At this stage, all financing conditions have been met, documents are in order, and the funds are prepared for disbursement. The final walkthrough of the property typically follows, allowing you to ensure everything is in expected condition. Once you reach the closing table, you’ll review and sign the paperwork, officially transferring ownership. With “clear to close” status, your new home is just a signature away!
9. WELCOME HOME
Welcome home! This is more than just a house—it’s your space to create memories, build your future, and truly belong. Whether it’s your first home or your dream home, it’s the start of a new chapter filled with endless possibilities. Here’s to making it your own!

CONTACT US

Duff Krueger
651.231.7653
Dustin Krueger
651.894.3906
​
Mitchell Krueger
651.894.3908
​
Hailey Chumley
651.491.5996